Terms and Conditions

1. Acceptance of Terms

Welcome to Surya IQ Academy. These Terms and Conditions ("Terms") govern your use of our website, mobile application, and services (collectively, the "Service") operated by Surya IQ Academy ("we," "our," or "us").

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service.

2. Description of Service

Surya IQ Academy provides online test preparation services, including but not limited to:

• Online test series for competitive examinations
• Practice tests and mock examinations
• Performance analytics and progress tracking
• Educational content and study materials
• Discussion forums and community features

3. User Accounts

3.1 Account Creation

To access certain features of our Service, you must create an account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete.

3.2 Account Security

You are responsible for safeguarding your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

3.3 Account Termination

We reserve the right to suspend or terminate your account at any time for violation of these Terms or for any other reason at our sole discretion.

4. Payment and Subscription

4.1 Pricing

Our Service offers both free and paid content. Pricing for paid services is clearly displayed on our platform and may be subject to change with notice.

4.2 Payment Processing

Payments are processed through secure third-party payment processors. By making a purchase, you agree to the terms and conditions of our payment processors.

4.3 Refunds

Refund policies are detailed in our separate Cancellation & Refund Policy. Please review this policy before making any purchases.

5. User Conduct

You agree not to use the Service to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Share your account credentials with others
• Attempt to gain unauthorized access to our systems
• Upload malicious software or content
• Engage in any form of cheating or academic dishonesty
• Harass, abuse, or harm other users
• Use the Service for commercial purposes without authorization

6. Intellectual Property

6.1 Our Content

All content on our Service, including but not limited to text, graphics, logos, images, audio clips, video clips, data compilations, and software, is the property of Surya IQ Academy or its content suppliers and is protected by copyright and other intellectual property laws.

6.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our Service for personal, non-commercial purposes in accordance with these Terms.

6.3 User Content

By submitting content to our Service, you grant us a worldwide, royalty-free, non-exclusive license to use, reproduce, modify, and distribute such content in connection with our Service.

7. Privacy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Service, to understand our practices regarding the collection and use of your personal information.

8. Disclaimers

The Service is provided on an "AS IS" and "AS AVAILABLE" basis. We make no warranties, expressed or implied, regarding:

• The accuracy, completeness, or reliability of our content
• The availability or uninterrupted access to our Service
• The results you may achieve from using our Service
• The suitability of our Service for your specific needs

9. Limitation of Liability

To the maximum extent permitted by law, Surya IQ Academy shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from your use of the Service.

10. Indemnification

You agree to defend, indemnify, and hold harmless Surya IQ Academy and its affiliates from and against any claims, damages, obligations, losses, liabilities, costs, or debt arising from your use of the Service or violation of these Terms.

11. Termination

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Service will cease immediately.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in [Your City], India.

13. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect. Your continued use of the Service after such changes constitutes acceptance of the new Terms.

14. Contact Information

If you have any questions about these Terms and Conditions, please contact us: